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What are PCP & HP Finance agreements?
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Personal Contract Purchase
Personal Contract Purchase, also known as PCP allows you to pay monthly instalments. It gives you the option to buy the car at the end of the agreement or return it.
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Hire Purchase
Hire purchase, also known as HP finance involves paying fixed monthly instalments over a specific period until you fully own the car.
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Other forms of finance agreements
Other types of vehicle finance include leasing, where you essentially rent the vehicle, and personal loans, where you borrow money to purchase the car outright.
How does it work?
How to make a claim for mis-sold car finance
01
Are you eligible to claim
Complete the online eligibility check.
Personal details are not needed to see if you are eligible
02
Complete an application
You can choose to make an application online yourself or with one of our expert claim consultants (we'll call you).
We'll ask for details relating to the vehicle you wish to make a claim for.
03
Review Documentation
Our expert panel of claim consultants will analyse and review your case and make a determination if you have a legitimate claim.
04
Solicitor submits your claim
With your consent, we will refer your case to our third-party expert solicitiors, who will submit your claim on your behalf.